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They would sit there taking in the morning sun and talk about their plans for the day. Rob would always take her cup back to the kitchen so that he could return with a magazine for her to read and some moisturising lotion. He repositioned his chair and started their daily leg massage ritual. He would sit facing her and to one side then take one of her legs and lay it on his lap and start to apply the lotion to her feet and ankles. She loved having her feet massaged and would do practically anything to have someone do this for her. Rob knew this all too well and took his fair share of liberties when doing this. While she read her magazine, he would check other balconies and the rooftop garden for any sign of males that may be watching them or that could see them. If he saw anyone looking their way he would adjust her leg on his lap so that her sarong no longer provided her modesty and he would continue to massage her leg reaching further up her thigh with each stroke. Jan. Why generate taxable income when he could just use his capital?”“He holds this property in an REIT - a Real Estate Investment Trust. It’s supposed to generate income, and from that income, pay out dividends. He has investors the same as any regular corporation. This is separate from his personal holdings because of the REIT 5/50 investor rules. Trust me, this is about as complicated as you can get. But the bottom line is that he needs additional income because an REIT has to derive at least 75% of its gross income from rents or mortgage interest. He’s below that.”“Is this a good deal for me?” I asked.“You are, in effect, paying above market value for the new building, but given the size of your current note, you won’t be upside down. Your monthly debt to service the note will be about the same. Your taxes will be lower because of some tax incentives from the city for redevelopment in the area. You’ll have a much larger space, and, in theory, the value of the property should increase.
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